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Payday Loan Terms
* The maximum loan amount for Utah residents will be $800.
* Your payday loans will be due on your next payday that falls between 8 to 35 days away.
* If you are paid by monthly, your loan will be due on your next payday that falls between 8 to 35 days away.
* If your pay dates fall outside of the above mentioned ranges, your loan will be due in 14 days.
Payday Loan Repayment
If you are paid by weekly, bi-weekly or twice a month,you have the option of extending your payday loan a maximum of 4
times. If you are paid monthly, you have the option of extending your loan a maximum of 2 times. Maximum term of
the loan and all extensions cannot be exceed 10 weeks. On your loan due date you will be charged only your loan fee
and the principal will be rolled over into a new loan contract. This new loan will carry with it an additional
fee.
Extensions
Partial payment, and early payoff requests must be received at least 2 business days prior to your due date.
Note: Any person receiving a payday loan may make a partial payment in increments of at least $5 on
the principal owed on the payday loan without incurring additional charges above the charges provided in the written contract.
If person seeking payday loan is eligible to enter into an extended payment plan, we, the payday lender can provide an extended
payment plan as described under Payday Loan Repayment
For more information on extensions, visit our FAQ page or call our customer service team.
Rescissions
A person receiving a payday loan may rescind/cancel the payday loan on or before 5pm Mountain Time of the next business day
without incurring any charges.
Fee Schedule and APR
Loan fees are calculated based on various factors, average APR and loan fees are 912.50% and $35 per $100 borrowed.
Governing Law
The loan agreement will be governed by the applicable laws of your state.
Complaints
For questions and complaints, please contact us at 888-491-6539.
Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830.
Payday Loan Pamphlets
Consumer Guide
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